Feature Article: November 2013
Like many things, there are two schools of thought on whether consumer credit card debt is a bad thing. So let’s examine both sides of the coin.
Tip of the Month: Create an emergency savings account. The general rule of thumb is to have at least six months of household expenses on hand (i.e. rent/mortgage, debt, food) in the event of a loss of income. Start off with something small (car insurance or energy bill), and gradually increase your savings over time.