Credit reports: Get something for nothing

If you could get something important that plays a major role in your life for free, why wouldn’t you? So, what’s stopping you from getting a free copy of your credit report? Here’s how to get started. Why your credit… Read More

5 ways to boost your credit score

Which number would you rather reveal to a friend: how much you weigh or your credit score? A National Foundation for Credit Counseling survey found people would be more embarrassed to admit their credit scores than reveal their age or… Read More

What to do with old credit cards?

You may ask yourself what to do with those old credit cards that are taking up space in your wallet. Your first thought maybe to close the accounts. Surprisingly, closing them may not be the best option. Here are some… Read More

Pre-paid debit cards help teens spend smarter

Summer is here and teens are out having fun —  which also means they’re spending money. Pre-paid debit cards are a great alternative to traditional checking accounts for teens. They offer similar features, but without the physical checkbook. Here’s why… Read More

Make friends with credit

Credit makes the world go around. But the debt that comes with it can stop you in your tracks. If you develop a good relationship with it you could reap benefits. Make friends with credit. Here are some tips to… Read More

4 steps to help you rebuild your credit

Getting over a financial setback and rebuilding your credit doesn’t have to be challenging. Here are four steps you can take to rebuild your credit. Get a copy of your credit report Visit www.annualcreditreport.com to order a free copy of your credit report…. Read More

Best practices for using credit

Is there a new car or TV in your future? If you don’t have the full amount to cover your purchase, using credit can help with the expense. However, when you use credit without forethought, you could easily find yourself… Read More