5 ways to boost your credit score

Which number would you rather reveal to a friend: how much you weigh or your credit score? A survey from the National Foundation for Credit Counseling found that people would be more embarrassed to admit their credit scores than reveal… Read More

Pre-paid debit cards help teens spend smarter

When your teen reaches a certain age, you’re probably ready for the bank of mom and dad to close. Soon. When the time comes to give your teen more financial independence, especially if they’re earning their own money, consider a… Read More

The do’s and don’ts of credit repair

Looking for ways to improve an unfavorable credit score? Here are the do’s and don’ts for credit repair. Do: Know what is on your credit report Each of the three major credit reporting agencies are required to provide you with… Read More

5 financial resolutions you’ll actually keep

Annually, you commit yourself to a goal or resolution that will radically change your life at the start of the calendar year. For instance, most people make New Year’s resolutions focus on improving their health. That same line of thinking… Read More

Credit reports: Get something for nothing

If you could get something important that plays a major role in your life for free, why wouldn’t you? So, what’s stopping you from getting a free copy of your credit report? Here’s how to get started. Why your credit… Read More

What to do with old credit cards?

You may ask yourself what to do with those old credit cards that are taking up space in your wallet. Your first thought maybe to close the accounts. Surprisingly, closing them may not be the best option. Here are some… Read More

Make friends with credit

Credit makes the world go around. But the debt that comes with it can stop you in your tracks. If you develop a good relationship with it you could reap benefits. Make friends with credit. Here are some tips to… Read More

4 steps to help you rebuild your credit

Getting over a financial setback and rebuilding your credit doesn’t have to be challenging. Here are four steps you can take to rebuild your credit. Get a copy of your credit report Visit www.annualcreditreport.com to order a free copy of your credit report…. Read More

Best practices for using credit

Is there a new car or TV in your future? If you don’t have the full amount to cover your purchase, using credit can help with the expense. However, when you use credit without forethought, you could easily find yourself… Read More