Know your rights with debt collectors

Owing debt is hard enough on its own. Throw in someone calling you about it 24/7 and you’ve got a miserable situation on your hands. You can keep debt collectors from calling. Legally. The Fair Debt Collection Practices Act prohibits… Read More

Look at a loan for debt consolidation

If you have lingering credit card balances, why not consolidate your high-interest rate debt with a loan to lower your monthly payments? Debt consolidation is a smart way to lower your monthly payments and make your repayment plan more manageable. It’s also a… Read More

5 strategies to stay debt-free

Which number would you rather reveal to a friend: how much you weigh or your credit score? A recent survey from the National Foundation for Credit Counseling found that people would be more embarrassed to admit their credit scores than… Read More

5 ways to resolve medical debt collection

If you’re behind in paying your bills and you find yourself overwhelmed with phone calls and letters from collectors, consider these tips to resolve the issue of medical debt collection quickly. Acknowledge the communication A debt collector is someone who… Read More

Reduce debt before marriage

It’s normal to be engaged in a lot of pre-wedding planning as well as making some lifestyle changes. It is understandable to want a clean financial slate going into your marriage. Borrowing money from your 401(k) to reduce debt is not… Read More