Know the 5 C’s before applying for a loan

Have you ever wondered what lenders look for when deciding whether or not to lend you money? They look at five key factors — character, capital, capacity, conditions and collateral — to determine your credit worthiness. Know the five C’s… Read More

Is an adjustable rate mortgage right for me?

When shopping for a new home or looking to refinance your existing home loan, it’s important to do your homework. You’ll need to decide what type of loan is right for you. One of the most common types is an… Read More

How to find the right mortgage lender

With so many mortgage companies to choose from, it may be difficult deciding which lender to use. Which factors do you use in evaluating a lender? How important are they on your list of must-dos? Below are four important factors… Read More

Get the facts about co-signing for others

Co-signing for loans and credit cards can help a friend or family member get financing for a car or college, or even help them build their credit. If you decide to help, know that this action is a major decision…. Read More