Articles - Expert Advice Archive

Expert Advice features Question & Answer articles with questions from LGFCU members answered by our financial experts. All articles are organized alphabetically by topic and title.

Budgeting

• Budget Maintenance and Rising Prices
• College Financial Aid
• College Money
• Control a Spending Problem
• Creating a Budget That Works
• First Paycheck: Spending and Saving
• Put Extra Money to Good Use

Credit

• Building Your Credit
• Divorce's Affect on Credit
• Protect Your Credit
• Rebuilding Credit

Debt

• Dealing with Debt Obligations
• Debt Collection Harassment
• Financial Hardships
• Outstanding Debt

Homes

• Behind on the Mortgage
• Buying a Foreclosed Property
• Purchasing a Short Sale
• Reverse Mortgages

Investments

• CD Ladders
• Investment Clubs
• Protecting Market Investments

Readiness

• Dealing With a Financial Pinch
• Dealing With a Job Loss
• Disability Insurance
• Expecting Your First Child
• Homeowner's Insurance
• Life Insurance: How Much Is Enough?
• Prepare for Retirement

Retirement/Estate Planning

• Beneficiary Updates
• Borrowing from your 401(k)
• Estate Planning
• Giving Money to Grandchildren
• IRAs: Traditional vs. Roth
• Saving for Retirement
• Starting a Small Business
• Using Retirement Funds

Scams

• Equity Skimming Scam
• Ponzi Schemes
• Scams Targeting the Unemployed

Other

• Charitable Donations
• Online Shopping
• Right of Rescission Rule